Helping you plan a bright future!
Since 1982, we have helped create programs and portfolios to meet long-term financial goals. Have questions about investments, taxes, retirement, and/or estate planning? One of our credentialed professionals would be glad to help.
We start by clarifying our fee structure and explaining the different ways we can help. Then we analyze your goals and compare them to your current portfolio. Then we recommend an investment strategy designed to meet your risk tolerance.
Our team is comprised of people with different kinds of finance experience, but we all have this in common--a commitment to ethics and integrity. We’re all fully licensed and credentialed. And you can count on unbiased recommendations and impartial guidance.
Charles began his investment career in February, 1987 as an Sales and Trading Broker with a Regional Investment Bank.. He began his career in Loan Sales & Trading at Meridian Capital Markets in 1992 and ultimately led to a position with National Bank of Commerce as their Mortgage Trader in charge of Risk Management, Interest Rate Risk and Trading for the Correspondent and Wholesale Lending. Cycles, Pattern Recognition and Trends have been a passion of his since 1986 when he graduated from the University of North Alabama in Florence. CYCLE TREND is in Honor of our dear friend Jim Tillman, Founder of the Cycle Trend Newsletter out of Charlotte, NC. Jim was a great friend and Mentor to my Brother, Doug Ingram, the Founder of Strategic Technical Initiatives (STI). Since 1982, Doug has created some of the very best models for commodities &stock trading, bond portfolio analytics, bond swap analysis, FHLB Arbitrage Models and Interest Stress Test and Forecasting. Since 2000, Doug has been the Author of the Bond Market Review (BMR) and it's 2000+ Institutional readership. The BMR is read weekly by C-Suite executives, portfolio managers, commodities, bond and stock traders as well as clients of Investment Banking firms Nationally.
Joel began his investment career in June, 2012 as a member and strategist for Strategic Technical Initiatives. More recently Joel has added a love of Real Estate Investing with an equal appreciation of all things Cycles. Just like his Grandfather, Joel attended both the University of North Alabama (UNA) and The University of Alabama in Tuscaloosa. Joel studied Math, Physics and Vocal Performance. He is a Stage and Screen Actor and performed in Regional as well as Venues in New York City. Joel has been active in Real Estate Investing and Loan Trading since 2020. At 6 feet 5, Joel has a great presence and was nicknamed the Crimson Lion by his Uncle. The Crimson Lion is our Trademark and our Logo and represents both Alabama and UNA. These Schools along with Auburn have won more National College Football Championships than any other Teams in America. Alabama knows Cycles!
Jeff oversees our Marketing Team of Simeon, Lawson, Silas and Liel. They bring a unique perspective to the understand of Financial Markets and Trading as they travel and share their experiences on Cycle Trend. Jeff has worked both in Investment Banking and Trading for his own portfolio. He is is a Graduate of the University of Alabama in Tuscaloosa. He studied Financial and Economics as well as Vocal Performance. When Jeff was growing up his Uncle would look to inspire and motivate him by calling him the Future CEO of America. This always led to a good laugh at the time. Jeff and his family are definitely the future of Cycle Trend and the various products and services offered by STI. Jeff and his wife Caitlyn are blessing to our entire family. Jeff looks forward to sharing our future products, services and market analysis here at Cycle Trend.
Please contact us if you cannot find an answer to your question.
Financial plans allow you to prepare for things like your child's education, your retirement, or big/unexpected life changes.
It should start with your goals and objectives, and from there we will build an investment portfolio, retirement and tax planning, as well as insurance needs.
You should meet with us to review your plans every five years, or before any major life transition.
It is never too early to get started on your investment plans. Tell us more about your goals, and we will get you started on a plan to achieve them.
Monday - Friday: 9am - 5pm
Saturday - Sunday: By appointment